:root{
  --paper:#F4F1EA; --paper2:#FBF9F4; --band:#ECE6D7;
  --navy:#0A1426; --ink:#122038; --mut:#5C6479;
  --gold:#B8902A; --gold-bright:#CDA94E; --line:rgba(18,32,56,.13);
}
*{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth}
body{font-family:'Inter',system-ui,sans-serif;color:var(--ink);background:var(--paper);line-height:1.6;-webkit-font-smoothing:antialiased;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
.wrap{max-width:1180px;margin:0 auto;padding:0 28px}
section{padding:84px 0}
.h{font-family:'Inter Tight','Inter',sans-serif;font-weight:700;letter-spacing:-1.5px;line-height:1.02;color:var(--ink)}
.hc{font-family:'Inter Tight','Inter',sans-serif;font-weight:700;letter-spacing:-.3px;line-height:1.12}
em{font-style:normal;color:var(--gold)}
.mut{color:var(--mut)}
.eyebrow{color:var(--mut);font-weight:600;font-size:12px;letter-spacing:2.5px;text-transform:uppercase}
.lab{display:flex;align-items:center;gap:9px;font-size:13px;font-weight:600}
.lab .dot{width:18px;height:18px;border:1.5px solid var(--gold);border-radius:50%;display:inline-flex;align-items:center;justify-content:center;color:var(--gold);font-size:13px;line-height:1}
.btn{display:inline-block;background:var(--navy);color:#fff;font-weight:600;font-size:14px;padding:13px 24px;border-radius:30px;transition:transform .18s ease,opacity .18s}
.btn:hover{transform:translateY(-2px);opacity:.92}
.btn.ghost{background:transparent;color:var(--ink);border:1px solid var(--line)}

.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s cubic-bezier(.2,.7,.2,1),transform .8s cubic-bezier(.2,.7,.2,1)}
.reveal.in{opacity:1;transform:none}

/* nav */
.nav{position:sticky;top:0;z-index:50;background:rgba(244,241,234,.9);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav .wrap{display:flex;align-items:center;justify-content:space-between;padding-top:16px;padding-bottom:16px}
.brand{display:flex;align-items:center;gap:12px}
.brand span{font-size:15.6px;letter-spacing:3px;font-weight:600}
.nlinks{display:flex;gap:26px;font-size:13.5px;font-weight:500}
.nlinks a{position:relative}
.nlinks a::after{content:'';position:absolute;left:0;bottom:-5px;width:0;height:1.5px;background:var(--gold);transition:width .26s ease}
.nlinks a:hover{color:var(--gold)}
.nlinks a:hover::after,.nlinks a.active::after{width:100%}
.navtoggle{display:none;background:none;border:0;cursor:pointer;width:28px;height:22px;position:relative;padding:0}
.navtoggle span{position:absolute;left:0;width:100%;height:2px;background:#122038;border-radius:2px;transition:transform .25s ease,opacity .2s ease,top .25s ease}
.navtoggle span:nth-child(1){top:2px}.navtoggle span:nth-child(2){top:10px}.navtoggle span:nth-child(3){top:18px}
.navtoggle.open span:nth-child(1){top:10px;transform:rotate(45deg)}
.navtoggle.open span:nth-child(2){opacity:0}
.navtoggle.open span:nth-child(3){top:10px;transform:rotate(-45deg)}

/* page hero */
.phero{padding:62px 0 56px}
.phero h1{font-size:clamp(38px,4.9vw,58px);max-width:880px}
.phero .sub{font-size:17px;max-width:620px;margin-top:20px}

/* dark band */
.dark{background:var(--navy);color:var(--paper)}
.dark .h,.dark .hc{color:var(--paper)}
.dark .mut{color:#9AA4B6}
.dark .lab{color:var(--paper)}
.dark .lab .dot{color:var(--gold-bright);border-color:var(--gold-bright)}
.dark em{color:var(--gold-bright)}

/* generic two-column content */
.split{display:grid;grid-template-columns:1fr 1fr;gap:48px;align-items:center}
.split.rev>*:first-child{order:2}

/* image frame (device look) */
.frame{border-radius:16px;overflow:hidden;border:7px solid var(--navy);background:var(--navy)}
.frame img{width:100%;display:block}
.frame.kb img{animation:kb 20s ease-in-out infinite alternate}
@keyframes kb{from{transform:scale(1)}to{transform:scale(1.06)}}

/* numbered cards */
.cards{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.cards.c3{grid-template-columns:repeat(3,1fr)}
.cards.c2{grid-template-columns:repeat(2,1fr)}
.card{border-top:2px solid var(--ink);padding-top:16px;transition:transform .25s ease}
.dark .card{border-top-color:var(--gold-bright)}
.card:hover{transform:translateY(-5px)}
.card .num{font-family:'Inter Tight';font-weight:700;font-size:13px;color:var(--gold)}
.dark .card .num{color:var(--gold-bright)}
.card h3{font-size:21px;margin:11px 0 9px}
.card p{font-size:13.5px;color:var(--mut)}
.dark .card p{color:#C9CFDA}
.tag{font-size:11.5px;color:var(--mut);padding:4px 0;border-top:1px solid var(--line)}

/* steps (with image) */
.step{display:grid;grid-template-columns:1fr 1fr;gap:44px;align-items:center;margin-bottom:46px}
.step:nth-child(even) .stepimg{order:-1}
.stepnum{font-family:'Inter Tight';font-weight:700;font-size:14px;color:var(--gold)}
.step h3{font-size:clamp(24px,3vw,32px);margin:8px 0 12px}
.step p{font-size:15px;color:var(--mut);max-width:460px}

/* stats */
.stat3{display:grid;grid-template-columns:repeat(3,1fr);gap:48px;margin-top:28px}
.stat3 .bignum{font-family:'Inter Tight','Inter',sans-serif;font-weight:700;letter-spacing:-1.5px;font-size:clamp(54px,7vw,84px);line-height:1;color:var(--ink)}
.dark .stat3 .bignum{color:var(--paper)}
.stat3 p{font-size:13px;margin-top:8px;color:var(--mut)}

/* faq accordion */
.faq{border-top:1px solid var(--line)}
.faq details{border-bottom:1px solid var(--line)}
.faq summary{list-style:none;cursor:pointer;padding:20px 0;font-size:18px;font-weight:600;display:flex;justify-content:space-between;align-items:center;gap:16px}
.faq summary::-webkit-details-marker{display:none}
.faq summary::after{content:'+';color:var(--gold);font-size:24px;font-weight:400;transition:transform .2s}
.faq details[open] summary::after{transform:rotate(45deg)}
.faq p{padding:0 0 20px;font-size:14.5px;color:var(--mut);max-width:760px}

/* cta */
.cta{text-align:center}
.cta h2{font-size:clamp(38px,5vw,52px)}
.cta p{max-width:460px;margin:16px auto 28px;color:var(--mut)}

/* footer */
.foot{background:var(--paper2);border-top:1px solid var(--line);padding:30px 0}
.foot .wrap{display:flex;justify-content:space-between;align-items:center;flex-wrap:wrap;gap:12px}
.foot .l{font-size:13px;font-weight:500}
.foot .r{font-size:12.5px;color:var(--mut);display:flex;gap:16px;flex-wrap:wrap}
.foot .r a:hover{color:var(--gold)}

@media(max-width:860px){
  section{padding:60px 0}
  .split,.step,.cards,.cards.c3,.cards.c2{grid-template-columns:1fr;gap:30px}
  .split.rev>*:first-child{order:0}
  .step:nth-child(even) .stepimg{order:0}
  .stat3{grid-template-columns:1fr;gap:36px}
  .navtoggle{display:block}
  .nav .wrap{position:relative}
  .nlinks{display:flex;flex-direction:column;gap:0;position:absolute;top:100%;left:0;right:0;background:#F4F1EA;border-bottom:1px solid rgba(18,32,56,.13);padding:6px 28px 16px;opacity:0;transform:translateY(-8px);pointer-events:none;transition:opacity .2s ease,transform .2s ease}
  .nlinks.open{opacity:1;transform:none;pointer-events:auto}
  .nlinks a{padding:13px 0;font-size:16px;border-bottom:1px solid rgba(18,32,56,.10)}
  .nlinks a::after{display:none}
}
@media(prefers-reduced-motion:reduce){ .reveal{opacity:1;transform:none;transition:none} .frame.kb img{animation:none} }